AD -- Authorized Dealer
ABM -- Assistant Branch Manager
ACH - Automated Clearing House
AEPS -- Aadhaar Enabled Payments Switch
AFS -- Annual Financial Statement
AGM -- Annual General Meeting
ASSOCHAM -- Associated Chambers of Commerce and Industry of India
AIF -- Alternative Investment Fund
ADR -- American Depository Receipt
AIC -- Agricultural Insurance Company
ALM -- Asset Liability Management
ARC -- Asset Reconstruction Companies
AIF -- Alternative Investment Fund
ACS -- Automated Clearing System
ADB -- Asian Development Bank
ADF -- Automated Data Flow
AIF -- Alternative Investment Fund
AMFL -- Association of Mutual Funds in India
APBS -- Aadhaar Payment Bridge System
ANBC -- Adjusted Net Bank Credit
ACF -- Auto Correlation Function
ABEDA -- Arab Bank for Economic Development in Africa
AMRMS -- Audit and Risk Monitoring Mechanism
ALCO -- Asset Liability Committee
AMFI -- Association of Mutual Fund in India
ASBA -- Application Supported by Blocked Account
ATM -- Automated Teller Machine
B
BACS - Bankers' Automated Clearing Services
BSR -- Basic Statistical Returns
BOP -- Balance of Payments
BOE -- Bill of Exchange
BOT -- Build, Operate and Transfer
BSE -- Bombay Stock Exchange
BRA -- Banking Regulations Act
BCBS -- Basel Committee on Banking Supervision
BCSBI -- Banking codes and standards board of India
BIC - Bank Identifier Code
BIRD -- Bankers Institute of Rural Development
BIS -- Bank for International Settlements
BPLR -- Benchmark Prime Lending Rate
C
CAD -- Capital Account Deficit
CCIL -- Clearing Corporation of India Limited
CASA -- Current and Savings Account
CDRS -- Corporate Debt Restructuring
CMIS -- Currency Management Information System
CAD -- Current Account Deficit
CPFF -- Commercial Paper Funding Facility
COB -- Corporation Bank
CAR -- Capital Adequacy Ratio
CRR -- Cash Reserve Ratio
CARE -- Credit Analysis and Research Limited
CPI -- Consumer Price Index
CBS -- Core Banking Solutions
CCEA -- Cabinet Committee on Economic Affairs
CRILC -- Central Repository of Information on Large Credits
CDR -- Corporate Debt Restructuring
CRISIL -- Credit Rating Information Services Of India
CSR -- Corporate social responsibility
CRMD -- Credit Risk Management Department
CA -- Chartered Accountant
CBLO -- Collateralized Bank Lending Obligations
CDS -- Credit Default Swap
CHAPS - Clearing House Automated Payment System
CECA -- Comprehensive Economic Cooperation Agreement
CRR -- Cash Reserve Ratio
CNP -- Card Not Present
CEPA -- Comprehensive Economic Partnership Agreement
CTI -- Country Threat Index
CIBIL -- Credit Information Bureau of India Limited
CRAR -- Capital to Risk-weighted Assets Ratio
CRISIL -- Credit Rating and Investment Services India Limited
CRR -- Cash Reserve Ratio
D
DTAA -- Double Taxation Avoidance Agreement
DRAT -- Debt Recovery Appellate Tribunal
DSCR -- Debt Service Coverage Ratio
DPN -- Demand Promissory Note
DPG -- Deferred Payment Guarantee
DSCR -- Debt Service Coverage Ratio
DRI -- Differential Rate of Interest
E
EADB -- East African Development Bank
ECBs -- External Commercial Borrowings
ECS -- Electronic Clearing System
EDI -- Electronic Data Interchange
ELSS -- Equity Linked Saving Scheme
EFTPOS -- Electronic Funds Transfer At Point Of Sale
EEFC -- Exchange Earners’ Foreign Currency
EPFO -- Employees’ Provident Fund Organization
EDF -- Export Development Fund
EDP -- Entrepreneurship Development Programme
EPS -- Earnings per Share
EFT -- Electronic Fund Transfer
EIB -- European Investment Bank
EMI -- Equated Monthly Installments
FDI -- Foreign Direct Investment
EXIM -- Export Import Bank of India
EBRD -- European Bank for Reconstruction and Development
F
FCNRA -- Foreign Currency Nonresident Account
EPOS -- Electronic Point Of Sale
FOB -- Free On Board
FIMMDA -- Fixed Income Money Markets and Derivatives Association
FDI -- Foreign Direct Investment
FICCI -- Federation of Indian Chambers of Commerce and Industry
FEMA -- Foreign Exchange Management Act
FERA -- Foreign Exchange Regulation Act
FINO -- Financial Inclusion Network Operation
FIPB -- Foreign Investment Promotion Board
FPI -- Foreign Portfolio Investment
FRBMA -- Fiscal Responsibility and Budget Management Act
FSLRC -- Financial Sector Legislative Reforms Commission
FSRASC -- Financial Sector Regulatory Appointment Search Committee
G
GDP -- Gross Domestic Product
GAAR -- General Anti Avoidance Rule
GIRO -- Government Internal Revenue Order
GMS -- Gold Monetization Scheme
GST -- Goods and Service Tax
GSTN -- Goods and Services Network
GNP -- Gross National Product
H
HDFC -- Housing Development Finance Corporation
I
IBA -- Indian Bank Associations
ICA -- Indian Council of Agricultural Research
IIB -- International Investment Bank
ICICI -- Industrial Credit and Investment Corporation of India
ICRA -- Indian Credit Rating Agency
IRBI -- Industrial Reconstruction Bank Of India
IPPB -- India Post Payments Bank
IBAN - International Bank Account Number
IBRD -- International Bank for Reconstruction and Development
IFSC -- Indian Financial System Code
ISCI -- International Standard Industrial Classification
IMPS -- Immediate Payment Service
IMF -- International Monetary Fund
IRDA -- Insurance Regulatory and Development Authority of India
INFINET -- Indian Financial Network
IPO -- Initial Public Offering
IROs -- Interest Rate Options
K
KYC -- Know Your Customer
KCC -- Kisan Credit Card
KMB -- Kotak Mahindra Bank
KVB -- Karur Vysya Bank
KVP -- Kisan Vikas Patra
KVIC -- Khadi and Village Industries Corporation
L
LIBOR -- London Inter-Bank Offered Rate
LAB -- Local Area Bank
LAF -- Liquidity Adjustment Facility
LAMPS -- Large Sized Adivasi Multipurpose Societies
LIC -- Life Insurance Company
LTCG -- Long Term Capital Gains
M
MICR -- Magnetic Ink Character Recognition
MSF -- Marginal Standing Facility
MIS -- Management Information System
MSS -- Market Stabilization Scheme
MTN -- Medium Term Note
MUDRA -- Micro Units Development and Refinance Agency
N
NABARD -- National Bank for Agriculture and Rural Development
NDTL -- Net Demand and Time Liabilities
NEFT -- National Electronic Fund Transfer
NPA -- Non-Performing Assets
NDA -- Net Domestic Asset
NDS -- Negotiated Dealing Systems
NECS -- Net Demand and Time Liability
NPCI -- National Payments Corporation of India
O
OCB -- Overseas Corporate Bodies
OMO -- Open Market Operations
OLTAS -- Online Tax Accounting System
OTCEI -- Over the Counter Exchange of India
P
PIN -- Personal Identification Number
PPP -- Purchasing Power Parity/ Public Private Partnership
PFRDA -- Pension Fund Regulatory and Development Authority
PIS -- Portfolio Investment Scheme
PRSF -- Partial Risk Sharing Facility
PACS -- Primary Agricultural Credit Societies
PSB -- Public Sector Bank
R
RTGS -- Real Time Gross Settlement
ROA -- Return On Investment
RBI -- Reserve Bank of India
RIDF -- Rural Infrastructure Development Fund
S
SENSEX -- Sensitive Index of Stock Exchange
SIDBI -- Small Industries Development Bank of India
SLR -- Statutory Liquidity Ratio
SLRS -- Scheme for Liberation and Rehabilitation of Scavengers
SIPS -- Systematically Important Payment System
SPNS -- Shared Payment Network System
SWIFT -- Society for Worldwide Interbank Financial Telecommunication
T
TIN -- Tax Information Network/ Telephone Identification Number
U
UIDAI -- Unique Identification Development Authority of India
UTI -- Unit Trust of India
UPIN -- Unique Property Identification Numbers
USSD -- Unstructured Supplementary Service Data
UPI -- United Payment Interface
W
WBCIS -- Weather Based Crop Insurance Scheme
WCTL -- Working Capital Term Loan
Y
YTM -- Yield to Maturity